In the UK we are faced with a huge deficit which mounts to thousands of pounds for every man, woman and child in the country. Irrespective of how we got to this situation and irrespective of who might be to blame, we are all obligated to do our bit to help reduce that sum.
Now some people can afford to contribute more than others, while others really cannot afford to contribute anything. The new government says that we must get rid of waste and cut back on all services which are not essential. Whatever the arguments are and whoever puts them forward, many will not want to contribute and will continue to do the opposite and milk the system.
Why should people who have family income exceeding say £40,000 per annum receive Child Benefit or Family Tax credits, while there are many pensioners who live on less than £150 per week and get nothing!
I don’t wish to go into the rights and wrongs of this but instead I want to pick up on a point that the Chancellor made during his recent emergency budget speech.
He spoke about the issue of Child Benefit and whether it was right that all should receive it irrespective of their financial position. He said that restricting who received child benefit would result in a huge cost to setup and administer and therefore was not viable. Interestingly we still pay the huge operational costs of the administration of over 100 other benefits. Thousands of people get benefits that they are not really entitled to and thousands do not receive benefits they should get.
Is it not about time that we changed all this?
How about this for an idea?
Create a completely new benefit system to replace the existing worn out system. It would be simplified and centralised and would control and distributes all benefits to all people. Each person who wishes to participate would go online (or be assisted by a local benefit office) and complete a detailed benefit registration. Any medical report would be provided by the doctor, again online and a complete record built up of the applicant’s situation. Housing benefit would be paid depending upon how many children you have and where you live and subjected to a maximum amount per week. All other benefits could be taken into consideration.
Once this had been done, the applicant would be informed about the level of benefit they are entitled to, if any. The amount due would credited to their bank account each week or month. More importantly each claimant would receive a plastic card with their photo and basic details on. This card would have a star rating of 1 to 3 stars and depending upon the rating would indicate what additional benefits they could get. For example if they have three stars they get free travel on public transport at any time and they might get prescription charges paid in full. If they have a two star card, then they get these things at 50% discount, or a one star at 25% discount.
The advantage of such a scheme is that there is better control; individuals get what they are entitled to without having to make dozens of different claims and fill out dozens of different forms, many with the same information. Tax and earnings information should be reported weekly or monthly instead of annually and the details kept against the person records.
Yes you might think this is complex, but look at the current DVLC vehicle licensing system, you can do it all online and they already know if you have a valid driving license, motor insurance and MOT certificate if required.
I always thought that the ID card system was a great idea, after all - anyone who does not have anything to hide should have no objection to such a system. We live in a complex world and whether we like it or not there has to be some controls. People who argue that it is not right that our personal details be recorded are actually living in cloud cuckoo land.
Our information is recorded everywhere!
Why not have a system where the information is kept centrally and the relevant information is made available only to those who are licensed to see it. Even things like our fingerprints, DNA and photographs should be recorded for every person in the country. It would help reduce crime dramatically!
Yes I know that people would abuse the system, avoid being on the database and try and forge information, but this already happens in a huge way with all the various database and systems currently being used.
What do you think?
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